
SFOS re-constructs a Small Business Lender's Ideal Customer Profile with precision using our proprietary methodology, and connects to small business lead sources, enriches them, and matches them to the lender's credit box using its proprietary indices that optimize for fit, intent, approvability, and contactability. SFOS then contacts, converses, and converts small business borrowers using its proprietary and auditable AI.
Our Al powered Pre-Select Engine ingests third-party signals, enriches them in real time, and prioritizes merchants based on intent, contactability, credit fit, and approvability. PixieDust delivers fully completed, underwriting-ready applications—not just leads.
PixieDust's Fulfillment in a Box augments Lender's existing stack with Al agents that automate the most operationally intensive steps—bank connections, document collection, follow-ups, and edge-case resolution—driving higher completion and take rates.
For merchants whose needs fall outside native product's ability to serve capital needs, PixieDust ensures they don't drop off. PixieDust evaluates each merchant's intent and need, then dynamically routes them to the right product—including term loans, flex lines, RBF, and SBA loans.
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